Debt Investment Calculator: Before you go throwing darts on Wall Street, check to make sure you can't earn a higher rate of return simply by investing in your own debt! For example, if you have a credit card balance that's costing you 19% per year, and you increase your payment, you will get a guaranteed 19% return on your investment. What's more, your earnings will be tax-free! So use this JavaScript Calculator to see how much you could be earning if you increased your payment on any one of your debts.

Future Value Calculator: This calculator will show you the Forgone Interest Earnings that will result after spending a given dollar amount on a non-appreciating, non-necessary purchase.

Future Value of Periodic Payments Calculator: This calculator will show you how much interest you will earn over a given period of time; at any given interest rate; based on an initial investment plus a fixed monthly addition. The calculator compounds monthly and assumes deposits are made at the beginning of each month.

Lifetime Savings Calculator: This calculator will show you how much you'll save over the course of your lifetime when permanently switching from any given high priced buying habit (name brand) to its functional, less expensive equivalent (generic). Plus, it will also show you how much interest you could earn if you were to invest all or part of those savings as you realized them. As you're about to see, "a penny saved" can REALLY ADD UP!

Loan Comparison Calculator: This calculator will help you to compare the total interest charges of four different loans.

Money to Time Calculator: This calculator will show you how much time your money is worth. But in order to use this calculator you must first calculate your Real Hourly Wage.

Monthly Cash Flow Calculator: A cash flow analysis shows your income and expenses and determines whether you are "living within your means" or having to borrow money each month. The calculator below will help you to categorize your monthly income and expenses expenses and will show you whether or not you are spending more than you make.

Monthly Hidden Expense Calculator: Its goal is to try to remind you of all of the different bills that crop up just once or twice a year. The calculator will determine a total amount due for all of these hidden bills and then divide that amount by twelve to give you an accurate monthly set-aside number.

Net Worth Calculator: The purpose of the calculator is to walk you through a list of asset and liability categories to help you to determine your current net worth.

Real Hourly Wage Calculator: So your boss told you that you were getting paid $10 an hour? Don't believe it! This calculator will show you how much you're REALLY profiting (after-tax, after work-related-expense take-home) from each hour you devote to working--both paid and unpaid. But wait! Before you approach your boss with this startling computation, make sure you see both sides.

Click here to go to other useful business calculators for items such as a Cash Flow, Starting Cost, Discounted Cash Flow, Break Even, and Conversion Rate.

NOTE: Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.